A daddy and kid duo from Leicester scammed chauffeur out of more than ₤ 60,000 by offering worthless car insurance plan that left dozens uninsured.
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Ilyas Rauf charged unwary consumers up to ₤ 300 for void policies, which left motorists facing prospective fines and automobile seizures, while covertly sharing countless pounds with his boy Amer Ilyas.

In the rip-off, fake insurance middlemen will claim they can get you car or home insurance as a discount.

They might either turn over a fake policy or a genuine one, which they consequently cancel to keep the refund for themselves.

Alternatively, they secure a genuine policy with inaccurate details to bring the premium down - which would likely leave it void should you attempt to make a claim.

Rauf, 51, made ₤ 61,763 from August 2016 to January 2020 by offering forged work letters to protect affordable premiums for his victims.

Between September 2019 and June 2020, he shared more than ₤ 11,000 of his earnings with his 28-year-old boy, who was given the job of recruiting victims through social media.

The father and kid were sentenced at Leicester Crown Court for fraud offenses

The Agency formerly shared a series of mocked-up Instagram advertisements offering '100% legit insurance coverage ensured to beat any rate' to show drivers what to watch out for

An investigation found he used letters from a company called Eastern Catering to fraudulently obtain no claims discounts.

He wrongly declared his clients had actually worked for the business for several years without crashes or insurance claims.

It was later discovered that the address Eastern Catering was registered to was the exact same utilized by Rauf to offer the fake policies.

Police discovered that his boy had actually also messaged 31 contacts about insurance on his phone in between October 2015 to March 2021, frequently informing clients that his dad would provide quotes for them the next day.

Amer Ilyas would then inform victims to go to the office or send photos of bank cards for processing of payment.

Rauf was linked to 52 deceitful motor insurance coverage across 4 various insurers.

Ilyas Rauf's brother Ziaed was caught on CCTV removing 2 computer systems from the office while cops robbed his nephew's home.

Four call had been made in between the siblings before Ziaed Rauf unsuccessfully tried to obstruct a CCTV electronic camera and left.

Ziaed was caught on CCTV removing 2 computers from the workplace while police raided his nephew's home.

Ziaed Rauf unsuccessfully attempted to obstruct a CCTV cam and got away

How to prevent falling victim to 'ghost brokers'

Karl Parr, from AXA UK, stated clients can protect themselves by following the below advice:

• Stay away from purchasing insurance coverage promoted through social networks platforms and instant messaging apps.

• Be mindful of insurance brokers who market their services in private community forums or through ads in public locations like clubs, coffee shops or newsagents.

• Don't engage with insurance coverage brokers who ask for payment in money or through bank transfers. Reputable brokers will use payment alternatives through an online website.

• Avoid insurance coverage brokers who use personal e-mail addresses or mobile phone numbers to sell policies.

• If you're stressed over a policy you have actually bought or the details do not look right, get in touch with the insurance company directly - do not utilize the information offered by the broker.

• To ensure you're handling an authorised insurance broker, examine the Financial Conduct Authority's site or the British Insurance Brokers' Association websit.

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Their rip-off was uncovered when financial investigators discovered that he e claimed to have earned ₤ 27,366 from 2016 to 2020 in spite of stealing more than ₤ 61,000 from the insurance coverage fraud alone.

When questioned by cops, his son informed officers he could not remember being given money by his father and claimed he did not understand what it was for.

The 3 males appeared at Leicester Crown Court on Friday, June 6.

Ilyas Rauf, 51, of Normanton Road, Highfields, Leicester, pleaded guilty to fraud by incorrect representation, breaching the Financial Services and Markets Act and transferring criminal residential or commercial property and was jailed for 21 months.

Amer Ilyas, 28, likewise of Normanton Road, pleaded guilty to cash laundering offenses and was given 16 weeks jail time, suspended for 12 months. He was also purchased to complete 100 hours of unsettled work.

Ziaed Rauf, 47, of Thurnview Road, Evington, Leicester, was given 18 weeks imprisonment, suspended for 12 months, and was bought to complete 120 hours of overdue work after pleading guilty to perverting the course of justice.

The most recent figures from the Association of British Insurers (ABI) reveal the price of the typical vehicle insurance coverage in January to March 2025 was ₤ 589, a 6 per cent drop from the year before.

However, premiums stay more costly today than 2 years ago, with the typical policy ₤ 478 in January to March 2023 - 23 percent less than the very first quarter of 2025.

It follows a dramatic rise in social networks and email hacking reports in 2015, according to Action Fraud.

A total of 35,434 reports were made to the fraud and cyber crime reporting service in 2024, compared with 22,530 in 2023.

Hacking techniques include scammers gaining control of an account and impersonating the owner to persuade others to reveal authentication codes.

The frauds, understood as 'ghost broking' are frequently advertised on social networks, promising low-cost quotes for an automobile insurance policy.

Car insurance coverage have dropped over the in 2015, but are still remain traditionally high

The cars and truck insurance coverage prices quote that ARE too great to be real: Warning over rise in 'ghost brokers'

Many victims believe they are being messaged by a friend.

The most typical intentions for social networks hacking were financial investment scams, ticket fraud or theft, Action Fraud stated.

Fraudsters can also gain account details via phishing scams or data breaches.

People often use the very same password throughout accounts, so when one is dripped numerous accounts are left susceptible.

Action Fraud has introduced a campaign, supported by Meta, to motivate individuals to take additional online defense by making it possible for two-step verification.

Victims typically don't understand they have been scammed till they attempt to claim on their policy or if they occur to be come by cops and asked to show their insurance coverage files.

Karl Parr, Claims Technical Director, AXA UK, informed MailOnline: 'Ghost brokers normally provide premium costs far cheaper than customers can discover elsewhere.

'Remember, if something sounds too excellent to be true, it probably is.'

Young chauffeur Wayne Simpson bought a cheap cars and truck insurance coverage policy on social networks before realising it was phony after he was not able to claim following a crash, landing him with a loss of ₤ 500.

Young chauffeur Wayne Simpson bought a cheap car insurance plan on social networks before realising it was fake after he was not able to claim following a crash, landing him with a loss of ₤ 500

'We called Aviva and they informed me there wasn't a policy gotten in my name and that the number we had provided was not a number they would use,' he informed Sky News.

'That's when the dust settles, and you understand it's been a scam.'

Mr Simpson stated the insurance files looked so real that they managed to deceive a policeman at the scene of the crash.

'She said," Your cars and truck's not appearing as insured". Immediately I went to my glove box, pulled the insurance coverage documents, revealed her the documents and she reviewed it and stated," That's completely great",' he said.
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